Modification Date: June 8th, 2021
Effective Date: June 8th, 2021
Who we are
CuriousandCalculated.com created this privacy statement in order to disclose our information collections practices. This statement will explain the choices you can make about the way your information is collected and used at this site so that you can protect your privacy.
What personal data we collect and why we collect it
Personal Data is information that can be used to identify you, such as your name, IP address, and email address. As a business, we collect personal data from you in a number of ways, including:
- Opt-In to Tax Bracket Manager membership: Your name and email address.
- Transaction: When you purchase a course or other product from us, we collect your name, email address, billing information, and payment source.
- Calculator Results: Your name and email address.
- Contact support: Your name and email address.
- Coaching Wait List: Your name and email address.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
What is the Purpose of Processing Your Personal Data?
We collect the information above for the following purposes:
- Opt-In to Tax Bracket Manager membership: To provide you with information on the software and the topic in general.
- Transaction: To process a purchase you make with us.
- Calculator Results: To send you results of the calculator you used.
- Contact support: To answer your questions or to respond to comments.
- Coaching Wait List: To send you results of the calculator you used.
What Legal Basis Do We Have for Collecting and Processing Your Information?
Websites must have a legal basis for collecting information from individuals located in the European Union. Our legal basis for each of the methods we collect information from you is as follows:
Please note where consent forms the basis, you can withdraw consent at any time by contacting me (curiousandcalculated [at] gmail [dot] com) or opting out of any email communication by replying “UNSUBSCRIBE” to the email.
- Opt-In to Tax Bracket Manager membership: We will ask for your consent first.
- Transaction: We will ask for your consent first.
- Calculator Results: We will ask for your consent first.
- Contact support: We will ask for your consent first.
- Coaching Wait List: We will ask for your consent first.
We have a legitimate interest to process your personal information when you submit the information with an expectation that it will be processed, resulting in no undue impact to you. If you disagree or have questions, please contact me at curiousandcalculated (at) gmail (dot) com, and we will cease the processing of your data under this legal basis.
Who we share your data with
Who Has Access to the Data We Collect?
The staff at Curious and Calculated process and have access to the data we collect from you. We also use third parties to assist us with processing your personal data, including the following:
- Financial transaction processors (to process your payment)
- Customer service communication platform
- Email communication manager
- Marketing funnel providers
- Website management services
- Website design and programming services
These third parties have signed a contract with us in which they are prohibited from using, sharing, or keeping your personal data for any purpose other than what we dictate.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
If a legal claim arises that involves your data, we will also store and disclose that data until the matter has been resolved.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
In other words, you have the explicit right to control your personal data. Specifically, these are your rights:
- The right to be informed: You’re being informed by reading this policy.
- The right of access: We will provide you with the data we have on you.
- The right to rectification: You may request that we fix incorrect data about you.
- The right to erasure: You may also request that we erase certain data about you.
- The right to restrict processing: You can ask us to restrict certain types of processing of your personal information.
- The right to data portability: You may ask us to provide your personal data for export.
- The right to object: You can object to how we use your data.
- Rights in relation to automated decision making and profiling: We don’t profile you, but keep in mind you have this right with other websites that might.
To exercise any of these rights, please contact me at curiousandcalculated (at) gmail (dot) com with your request.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
Does Your Data Get Transferred to Other Countries?
No. We are located in the United States, and your data is collected and held here.
Privacy Concerns, Contacting Us, Complaints, Etc.
You can contact me at curiousandcalculated (at) gmail (dot) com with any questions or requests you have about these policies or your personal data. If, after contacting me, you feel a privacy issue hasn’t been resolved, you have the right to file a complaint with a Supervisory Authority such as the Data Protection Commissioner of Ireland.
For Visitors Located in California:
Do Not Track Signals:
Pursuant to the California Online Privacy Protection Act, we hereby disclose that we do not honor “do not track” signals issued by browsers or other third-party sources. If this should change, this notice will be amended.
California Eraser Law:
If you’re an individual under 18 and have provided personal information or content to us in some manner, you have the right to request deletion of that information pursuant to the “California Eraser Law.” Contact me to make such a request at curiousandcalculated (at) gmail (dot) com.
For Visitors Regardless of Location:
Privacy Policy Modifications and Updates
We may update and modify this Privacy Policy at any time. In doing so, we will post a notice on the site 30 days before the change goes into effect.
The above points also apply to you.
A Note on Message Boards, Blog, Chat, and Community Areas:
CuriousandCalculated.com may make message boards, blogs, contests, and/or other community related information available to its users. Use caution when posting to these areas. CuriousandCalculated.com is not responsible for any false or misleading information posted. Never make any investment or other decisions based solely upon the content contained herein.
Please keep in mind that whenever you voluntarily disclose personal information online such as through message boards, comments, email, or in chat areas, that you are then susceptible to having that information collected by others. Your personal information can then become public which may cause you to receive unsolicited messages from other parties. You should always exercise caution when deciding to disclose your personal information.